We're dedicated to turning your homeownership dreams into reality. Discover tailored home loan solutions designed with your aspirations in mind.
Services Available
Home Loans:
For New and Under-Construction Apartments, as well as Existing Apartments
Home Loan Transfer Service:
Seamless Mortgage Loan Transfers from Other Financial Institutions
Home Loan Extensions:
For Your Personal Financial Needs
Property-Backed Financing:
Utilize the Equity in Your Flat for Personal Financial Needs
Eligibility Made Simple
Loan Tenure: up to 30 years
Minimum Age: 18 years
Maximum Age: 70 years
Key Features: Tailored Home Loan Solutions!
Low Interest Rates
Minimal Processing Fee
No Hidden Charges
Repayment up to 30 Years
Home Loan Available as Overdraft
Special Interest Concession for Women Borrowers
Streamlined Documentation Process
List of papers/documents applicable to all applicants:
- Employer Identity Card
2. Loan Application: Completed loan application form duly filled in and affixed with 3 Passport size photographs
3. Proof of Identity (any of the following): PAN/ Passport/ Driver’s License/ Voter ID card
4. Proof of Residence/Address (any of the following): Recent copy of Telephone Bill/ Electricity Bill/Water Bill/ Piped Gas Bill or copy of Passport/Driving License/ Aadhar Card
Account Statement:
- Last 6 months Bank Account Statements for all Bank Accounts held by the applicant/s
2. If any previous loan from other Banks/Lenders, then the Loan A/C statement for the last 1 year
3. Income Proof for Salaried Applicant/ Co-applicant/ Guarantor:
4. Salary Slip or Salary Certificate of the last 3 months
5. Copy of Form 16 for the last 2 years or copy of IT Returns for the last 2 financial years, acknowledged by IT Dept.
Property Papers:
- Permission for construction (where applicable)
2. Registered Agreement for Sale (only for Maharashtra)/Allotment Letter/ Stamped Agreement for Sale
3. Occupancy Certificate (in case of ready-to-move property)
4. Share Certificate (only for Maharashtra), Maintenance Bill, Electricity Bill, Property Tax Receipt
5. Approved Plan copy (Xerox Blueprint) & Registered Development Agreement of the builder, Conveyance Deed (For New Property)
6. Payment Receipts or bank A/C statement showing all the payments made to Builder/Seller
Income Proof for Non-Salaried Applicant/ Co-applicant/ Guarantor:
- Business address proof
2. IT returns for the last 3 years
3. Balance Sheet & Profit & Loss A/c for last 3 years
4. Business License Details(or equivalent)
5. TDS Certificate (Form 16A, if applicable)
6. Certificate of qualification (for C.A./ Doctor and other professionals)
Loan Against Property is also available!
We offer 'Home Loan Extension' to our customers, allowing you to borrow an additional amount over and above your existing home loan. If you already have a home loan and need extra funds for any personal purpose, our Home Top-Up Loans are the perfect solution. Enjoy lower interest rates compared to typical personal loans.